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Why Are Online Loans Helpful?

Managing your finances can be stressful, but online loans can provide quick and easy access to cash when you need it. Online loans can support you in the face of unforeseen emergencies, or when your bank balance needs an extra boost.

At WeLoans, you can apply for a loan online and quickly choose from the best available lending offers. Once approved, cash will be deposited directly into your bank account within 24 hours.

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Why Apply for Online Loans on WeLoans?

WeLoans is dedicated to presenting you with fast access to safe online loans, at friendly rates that won't leave you out of pocket.

  • Simple Application Process

    Applying for a loan through WeLoans is super easy and takes only a few minutes – just fill in your basic details and we’ll handle the rest for you.

  • Instant Approval

    Receive same day decisions from our partner lenders. Our loans applications are focused on getting you fast access to cash, without the wait.

  • Reliable Online Lenders

    Our loans come from lenders you can trust. Our partner lenders offer secure and transparent online loans – there’s never any scams or hidden fees here.

  • No Privacy Violation

    From start to finish, your loan application is 100% secure. All your data is encrypted and we will never share your data with unrelated third parties.

What Types of Online Loans Can You Find on WeLoans?

Regardless of your financial situation, we're here to help. Here are the loan types that can help meet your needs:

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    Payday Loans

    Quick access to cash that is to be paid back on your next payday. Our simplified application process makes applying for these loans online a breeze.

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    Short Term Loans

    Created for those who can repay their loans within a year, short term loans support your short term goals and ambitions.

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    Centrelink Loans

    If Centrelink benefits play a role in your income (big or small), then our Centrelink loan options are the right loans to boost your finances.

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    Cash Advance

    A convenient and quick option to access money when you need it the most. Our cash advance services will be helpful for you to cover emergency expenses and unexpected bills.

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    Bad Credit Loans

    We work with multiple lenders that accept borrowers with low credit scores. You can find friendly and affordable bad credit loan options at WeLoans.

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    Small Loans

    Receive up to $1,000 at your fingertips. Our online small loan services help you easily tackle the small financial problems that may crop up in your life.

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    Quick Cash Loans

    Life happens and there are times your expenses can't wait to be paid. When that happens, our quick cash online loans are here to lend an immediate hand.

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    No Credit Check Loans

    Get quick approval for our online, no hard credit check loans that won't negatively impact your credit score.

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    Same Day Loans

    Instant approval with lightning quick, same-day access to cash. We will take care of loans applications, so our customers can focus on what's important.

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    Loans for Unemployed

    Our criteria is friendly and flexible. We are committed to facilitating loans online for those out of employment.

How to Apply for Online Loans on WeLoans?

Our fast and convenient application process helps you get the best available loan… easily

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    Submit an application online

    Tell us a bit about yourself and your finances. We aren't nosy, but our lenders need this information to offer you the best online loan rates possible.

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    Wait for our lenders' approval

    This is the easy bit, and we'll take care of it. Our online loan approval times are short – you will usually receive loan decisions and offers just hours after you have applied.

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    Choose the offer you like

    After our lenders grant their approval, they will offer you amounts, rates and terms tailored to your needs.

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    Get money in your bank account

    Our lenders will transfer the money straight away. And you can usually expect the funds to be in your account in 24 hours.

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What Are the Requirements for an Online Loan?

To be eligible to apply for online loans from our online lenders, you must:

  • Be 18+ years old
  • Have Australian citizenship or permanent residency
  • Have a stable source of income
  • Have a valid contact method (a working phone number or email address)
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How Fast Can You Get an Online Loan?

Depending on your choice of lender, the delivery time of your cash can vary. We'll do everything we can to get your application in the hands of trusted lenders in no time and it is usually processed very quickly. Once this is done, you may receive your funds within 24 or 48 hours at the latest.


  1. 1. How are online loans compared with in-person loans?

    Visiting your local lender in-person can be slow, inconvenient and you might not get a decision on the same day. Meanwhile, applying for an online loan can help you skip the queue to get fast access to an array of competitive rates, without leaving your home

  2. 2. What are the easiest loans I can get online?

    The easiest loans you can get approved for online are payday loans, Centrelink loans and quick cash loans. Eligibility criteria is less stringent than with traditional banks and you don't need to have a good credit score to get them

  3. 3. How fast can I get an online payday loan?

    Our lenders will review your application quickly and you can get access to your cash as soon as the same day. Please note that loan times depend on each lender and may take longer than 24 hours.

  4. 4. What are the documents required for online loans?

    The required documents vary depending on the type of online loan, but generally you will need to submit your ID, bank statement and proof of income.

  5. 5. Is it possible to get an online loan for bad credit?

    Absolutely. At WeLoans, You will be able to find loan companies that offer bad credit loans for people that traditional lenders may reject. By using our services, you can find the loans that can help you with your finances even if you have a bad credit score.

  6. 6. Will borrowing an online loan affect my credit score?

    Online loans can affect your credit score, but not necessarily for the worse. By demonstrating to lenders that you can apply for a loan online and responsibly repay the installments on time, you can actually improve your credit score.

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Written by
Jonathan JacksonExpert Financial Writer

Updated on: Mar 29, 2023

Apply Today for Our Online Loans with Quick Approval

Take control of your finances now and submit your online loan application for quick access to cash from our WeLoans lenders. We're here to help you get the financial assistance you need.

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